Homeowners Insurance

Your home is one of your largest investments. Making sure that your home is properly protected is important. There are some things to consider:

  • Do I have coverage if water backs up through my sump pump pit?

  • What is the difference between market value and insurance or reconstruction value?

  • Can I get coverage for identity theft?

  • Can I get coverage of underground service lines?

  • Can I get coverage for Criminal Defense Cost Reimbursement? Self-defense.

  • What if there were a fire, would we have enough to rebuild?

  • If someone trips and falls on my property, am I covered?

  • If a pipe would break, would the resulting damage be covered?

  • Are the other buildings on my property, such as a garage, covered properly?

  • Is the deductible at the level I can afford?

  • Do I only have the amount of coverage the mortgage company requires?

Let’s Talk about Homeowner’s Insurance